Terms and Conditions

Use of the Service and the Data

Subject to the terms of this Agreement, SHoF grants to you a limited, non-exclusive, non-transferable right to use the Service and the data made available as part of, or in connection with, the Service (the “Data”) for academical research projects during the term of this Agreement. You shall not use the Service or the Data for any other purpose whatsoever. You may publish, share, and distribute research analysis and aggregate statistics derived from the Service and the Data. Except as otherwise expressly set forth herein,You shall not, directly or indirectly, license, sell, rent, lease, transfer, disclose, reproduce, distribute, forward or otherwise make available the Service or the Data, or any part thereof, to any third party.

For all intents and purposes, SHoF and its licensors have and shall retain, all title, exclusive ownership rights and all intellectual property rights and other rights and interests in the Service and the Data. You acknowledge that the Service and the Data have been prepared, selected, coordinated and arranged through the expenditure of substantial time, judgment and money and constitutes valuable property of SHoF and its licensors. You acknowledge that your use of the Service or Data in violation of this Agreement may result in third party claims against SHoF and you agree to indemnify and hold SHoF harmless from any costs, expenses, damages and/or losses resulting from such third party claim.

All academical reports, papers and other publications which have been prepared based on or by use of the Data shall be sent to SHoF at datareport@houseoffinance.se immediately after such works have been published or otherwise made public. You grant to SHoF the right to use, distribute and make available on its web sites all such reports, papers and other publications free of charge and without restrictions. In all academical reports, papers and other publications which have been prepared based on or by use of the Data, you shall include a reference to SHoF and the name of the relevant database in accordance with SHoF’s guidelines for such references. .

Security

You agree to keep login details to your user account secure and not disclose such login details to any third party. You accept full responsibility for all activities on your user account undertaken with your login details. You shall not circumvent, deactivate or otherwise interfere with any technological measure or security related feature of the Service. You shall notify SHoF immediately of any unauthorized use of your login details or any other known or suspected breach of security. You are responsible for the equipment, software and network connectivity required for your access and use of the Service and the Data.

Term

This Agreement takes effect immediately upon completion of the registration process and remains in effect until terminated by you or SHoF by providing 30 days prior notice. SHoF shall be entitled to with immediate effect and without liability terminate this Agreement or disable your access to the Service and the Data if you breach or otherwise fail to comply with this Agreement. In case of such termination, you shall delete all Data in your possession.

Privacy


During the registration process, you may need to provide certain user data to SHoF, including but not limited to user names, e-mail addresses and contact details. In order to be able to use the Service, you must also allow SHoF to store and retrieve session information on your devices, through the use of cookies and other tracking software. SHoF will use the information to administer and provide the Service and the Data and to ensure that unauthorised persons do not gain access to the Service or the Data. SHoF may also use the information to improve the Service and for analytical and statistical purposes. By accepting this Agreement, you consent to the collection and processing of personal data by SHoF as described above. Upon request, you have the right to access the personal data related to your user account and request rectification of such data.


Fees


You shall pay for use of the Service and the Data in accordance with the fees, charges and billing terms applied by SHoF from time to time.


Disclaimer

You acknowledge and agree that the Service and the Data are provided on an "as is" basis without any warranty of any kind and that the entire risk as to the use of the Service and the Data shall be borne by you. SHoF does not guarantee or warrant the correctness, completeness, reliability or availability of the Service and the Data and, to the maximum extent permitted by applicable law, expressly disclaims any implied warranty of any kind, including non-infringement or fitness for a particular purpose of the Service and the Data. In no event shall SHoF be liable for any direct, indirect or consequential loss or damage, including but not limited to, any loss of profits, loss of data, loss of revenue or any third party claims. Nothing herein shall be construed as excluding or limiting SHoF’s liability for fraud, wilful misconduct or any liability which cannot be excluded or limited under applicable law.

Amendments

SHoF reserves the right to change, modify or alter the Service and the Data at any time and without notice, such as by adding or removing features or discontinuing the provision of the Service and the Data or parts thereof. SHoF reserves the right to change, modify or alter this Agreement at any time. You will be informed of such alterations of this Agreement by e-mail or by postings in the Service. Continued use of the Service or the Data after any such changes shall constitute acceptance by you of the revised Agreement.

Miscellaneous

This Agreement represent the entire agreement between you and SHoF relating to the subject matter hereof, and supersedes all prior understandings and agreements relating to such subject matter, whether oral or written. If any provision of this Agreement is held to be invalid, void or for any reason unenforceable, such provision shall be adjusted and shall not affect the validity and enforceability of the remaining provisions.

Applicable law and disputes

This Agreement shall be governed by and construed in accordance with the laws of Sweden. Any dispute, controversy or claim arising out of or in connection with this Agreement shall be settled by a Swedish court of general jurisdiction and the Stockholm District Court shall be the court of first instance.